Texas Debt Solution Blog

Credit Scam Issues & Solutions

Thu, 11 Jun 2009 15:28:00 GMT

Carol & Jim were very much the average couple struggling with the average problems in life including some credit card debt. After losing her job and having Jim’s income reduced because of economic hard times, Carol began looking at options to relieve the burden. She was willing to share her personal horror story as long as her last name was not used.

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What Does the Bible Have to Say About Debt Solution? (Part 4)

Thu, 11 Jun 2009 15:19:00 GMT

Psalm 37:21 - "The wicked borrow and do not pay back, but the righteous is gracious and gives." (If you borrow, we absolutely agree - you should pay the money back. If you were led to believe you borrowed but NEVER did, is there really a debt? If the credit card companies NEVER loaned you any of their money, but created new money into the money supply, did you borrow from them? We believe the answer is no.)

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What Does the Bible Have to Say About Debt Solution? (Part 3)

Thu, 11 Jun 2009 15:02:00 GMT

Imagine that you walk into your local bank to apply for a credit card rather than completing an application in the mail or on the internet. For illustration sake, this particular small local branch has $1,000,000 of deposits (actual cash) and you are approved for a $9,000 line of credit.

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What Does the Bible Have to Say About Debt Solution? (Part 2)

Thu, 11 Jun 2009 14:56:00 GMT

As Jesus often taught in parables to illustrate a deeper truth, please allow us to share with you a simple parable that perhaps will shed some light into the issue of debt in specific relation to credit card companies.

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What Does the Bible Have to Say About Debt Solution?

Tue, 21 Apr 2009 21:41:00 GMT

Perhaps the most important, yet most difficult, aspect of our Credit Card Relief Education (CCRE) program has to do with what the Bible says about money, debt, usury (interest), repayment, forgiveness, and a host of other equally relevant topics.

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Introduction to the Credit Score Issue (Part 5)

Mon, 20 Apr 2009 21:42:00 GMT

As we were preparing this report, we had conversations with a couple of clients who began the CCRE program a few years ago – these were very timely calls! Perhaps this will encourage you and help you realize that simply taking the steps outlined above will benefit you dramatically compared with the following stories...

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Introduction to the Credit Score Issue (Part 4)

Fri, 17 Apr 2009 21:17:00 GMT

Most of us have heard the famous television personality & counselor Dr. Phil ask the question of people “How’s that working for ya?” when trying a certain strategy in their lives. We would like to encourage people considering our service to ask themselves this question as well. Especially when thinking about the prospects of having their credit report temporarily damaged or keeping it perfectly intact.

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Introduction to the Credit Score Issue (Part 3)

Fri, 17 Apr 2009 21:01:00 GMT

Once the CCRE program is complete (or towards the end of the program – around the 12 month mark), there are still many other steps that you can take to begin the recovery & repair process.

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Introduction to the Credit Score Issue (Part 2)

Wed, 15 Apr 2009 14:45:00 GMT

When you go through Integrity Debt Solutions-Texas’ proprietary Credit Card Relief Education (CCRE) program, we implement many federal, state, and banking laws. One in particular, the Fair Credit Billing Act, allows you to file a legal administrative dispute on any part of or all of your credit card bill/statement.

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Introduction to the Credit Score Issue

Tue, 14 Apr 2009 21:37:00 GMT

For many of our clients, after receiving relief from their monthly payments and/or reducing their total debt by at least 50%, the issue of their credit score is usually of great concern. Because of the various ramifications of future interest rates & payments and possibly insurance rates, many want to know what happens to their score, how best to protect it, and how best to improve it.

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