Perhaps the most important, yet most difficult, aspect of our Credit Card Relief Education (CCRE) program has to do with what the Bible says about money, debt, usury (interest), repayment, forgiveness, and a host of other equally relevant topics.

As we were preparing this report, we had conversations with a couple of clients who began the CCRE program a few years ago – these were very timely calls! Perhaps this will encourage you and help you realize that simply taking the steps outlined above will benefit you dramatically compared with the following stories...

Most of us have heard the famous television personality & counselor Dr. Phil ask the question of people “How’s that working for ya?” when trying a certain strategy in their lives. We would like to encourage people considering our service to ask themselves this question as well. Especially when thinking about the prospects of having their credit report temporarily damaged or keeping it perfectly intact.

Once the CCRE program is complete (or towards the end of the program – around the 12 month mark), there are still many other steps that you can take to begin the recovery & repair process.

When you go through Integrity Debt Solutions-Texas’ proprietary Credit Card Relief Education (CCRE) program, we implement many federal, state, and banking laws. One in particular, the Fair Credit Billing Act, allows you to file a legal administrative dispute on any part of or all of your credit card bill/statement.

For many of our clients, after receiving relief from their monthly payments and/or reducing their total debt by at least 50%, the issue of their credit score is usually of great concern. Because of the various ramifications of future interest rates & payments and possibly insurance rates, many want to know what happens to their score, how best to protect it, and how best to improve it.